Medical Stop Loss & Healthcare Captives

Introduction Hospitals, health systems, and physicians were some of the earliest adopters of captive insurance, opting to use captives for their medical malpractice risks. Today, these healthcare providers remain some of the largest industry sectors of the captive...

Medical Stop Loss Captives & Collateral

One of the most common questions when an employer looks to join a medical stop loss captive is: “Why do I need to post collateral in addition to the premium I pay?” The need for collateral is a major difference between a captive program and a traditional insurance...

Managing Medical Stop Loss Lasers

Introduction 63% of covered US workers are enrolled in a self-funded health plan, according to the 2024 Kaiser Permanente Employer Health Benefits Survey.  This includes 61% of covered workers at firms with 200 to 999 employees as well as a full 20% of workers at...
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