MSL Captives Announces Underwriting Agreement with Bridge City

MSL Captive Solutions, Inc. (MSL), an independent underwriting firm specializing in the structure and underwriting of medical stop loss captives, is pleased to announce it will serve as a full service managing general underwriter (MGU) for Bridge City Insurance Company (Bridge City) for business incepting on or after October 1, 2025.

Bridge City is an underwriting carrier within HM Insurance Group (HM), a wholly owned subsidiary and diversified business of Highmark Inc. Bridge City is rated A (Excellent) by AM Best and is currently licensed to write accident and health business in 44 states. The HM Specialty team at HM Insurance Group uses Bridge City to focus on unbundled stop loss business, operating through a select group of non-competing MGUs.

“We are excited to be partnering with Bridge City, which brings deep experience and resources in the accident and health sector,” said Andrew Berry, President of MSL. “Their flexible underwriting approach and ability to provide capacity above captive layers provide significant opportunities to support both single-parent and group captive programs,” added Berry.

MSL works with select program managers, brokers, consultants, and captive managers to develop proprietary and customized group and single-parent captive programs.

“The captive sector continues to grow with strong persistency and employer engagement,” Steve Donnelly, senior vice president, HM Specialty, said., “We have been impressed with MSL’s underwriting discipline and their approach to stop loss captives, both of which are very much aligned with our own. We believe this will be a very successful partnership and look forward to working with MSL to develop a strong book of captive business.” 

About MSL Captive Solutions, Inc.

MSL Captive Solutions, Inc. (MSL) is the leading managing general underwriter dedicated to captive programs for medical stop loss. It provides outsourced underwriting management to several of the world’s leading carriers and can develop customized captive programs for single-parent, group captive and agency captive structures. MSL also underwrites traditional stop loss insurance.

About Bridge City Insurance Company

Bridge City Insurance Company is a licensed Stop Loss carrier committed to protecting businesses from the financial risk associated with health care costs through consistency, responsiveness and sound decision-making that demonstrates integrity in every action. Part of HM Insurance Group, a recognized leader in employer stop loss, Bridge City delivers robust risk management expertise and coverage designed to help meet a range of client needs. Bridge City is licensed in 44 states and has an AM Best rating of A (Excellent).