by Andrew Berry | Oct 27, 2025 | Articles
One of the most common questions when an employer looks to join a medical stop loss captive is: “Why do I need to post collateral in addition to the premium I pay?” The need for collateral is a major difference between a captive program and a traditional insurance...
by Andrew Berry | Oct 3, 2025 | Articles
Introduction 63% of covered US workers are enrolled in a self-funded health plan, according to the 2024 Kaiser Permanente Employer Health Benefits Survey. This includes 61% of covered workers at firms with 200 to 999 employees as well as a full 20% of workers at...
