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The COST Advantage of Group Captives: Community

In our previous article, we highlighted the benefits of adopting a Total Cost of Care model for employers to accurately assess and manage healthcare expenses for their employees beyond just health insurance costs. Taking this strategic approach further, how do group...

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Understanding an Employer’s Total Cost of Care

Health insurance represents a major line item in an organization's financial statements and is often perceived as one of the most challenging costs to control. However, for many mid-sized and larger companies, the actual insurance cost is a minor component of their...

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Executive Summary: The COST Framework in Group Captives

Executive Summary: The COST Framework in Group Captives

The COST framework—Community, Ownership, Stability, and Trust—plays a vital role in the management of group captives, particularly in the context of employer healthcare costs. Each component of this framework offers distinct benefits and is essential for the effective...

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